Services
Advise | Monitor | Protect
Financial Analysis
Your personal plan is the foundation that helps guide you to a desired outcome. Our goal is to help you commit to a realistic process for life-long financial independence and success. The process begins with establishing your unique profile. Your investment holdings may include businesses, partnerships, real estate, stocks, bonds, and annuities. We will evaluate your cash flow, assets, income and tax liabilities and discuss your short term priorities and long term goals. At Century Investment Planning, we strongly encourage early planning and long term investing. A long term time horizon historically shows investment growth overcomes short term crisis, economic fluctuations and market volatility. We feel a long term approach to planning allows for maximum growth potential and the flexibility to adjust strategies that align with all your lifetime milestones.
Portfolio Management
Our investment selection process is based on extensive fundamental research to assess each investment’s underlying financial stability and future earnings potential. We have access to numerous professional resources that helps us analyze and identify high quality investments. We evaluate risks, opportunities, and then customize strategies for proper asset allocation. This approach and investment style helps achieve growth and income. We proactively monitor and rebalance investment allocations as the client’s objectives evolve.
We stress a commitment to long term investment time horizon. Time is a major factor that supports wealth accumulation. Although past results can’t guarantee future returns, history has shown that the markets return positive growth over the long term while weathering the volatility of short term events.
Retirement Planning
Early planning and maximizing retirement investments at the beginning of a career can lay the foundation for lifelong savings habits necessary for raising a family, funding businesses, college, special events and funding cash flow needs in retirement. We can advise you on the strategies along the way, from maximizing tax deferred contributions while you are employed to maximizing your income potential when it’s time to take distributions. We can establish retirement plans for small business owners, review existing plans and facilitate rollovers from prior employer plans. Employer plans are typically limited in investment choices and are not actively reviewed when changes may be necessary. Many employees may not be familiar with the underlying assets they are investing in, or they overlook making adjustments that are most suitable for their changing stages in life. We strive to help you feel confident and educated in the choices you have to best suit your retirement.
Estate Planning
Organizing all your own financial documents and details can be an overwhelming task. Now, imagine if you had to organize someone else’s! We coordinate with you to help ensure your estate is in good order for your heirs and executor. We help establish direct beneficiaries for as many assets as possible to avoid probate. We support you in outlining details for wills, trusts, powers of attorney, charitable contributions or endowments and other directives to ensure your lasting legacy.
All of our services go hand in hand when plotting a course to successful wealth management. We address each topic below to gain a big picture perspective in order to help achieving your goals.